PillarWealthContent Hub
203 articles on TSP rules, benchmarks, strategy, pensions and taxes, plus a daily TSP market recap.
Weekly TSP recap email
A short Saturday email with each fund's weekly move, a chart of the funds you pick, and links to the daily recaps.
203 articles
FERS/CSRS & Pension Coordination
Deferred Resignation: How It Works and What It Means for Your FERS Pension
A deferred resignation lets you agree to leave federal service on a future date. Until that date you usually stay on the rolls, often on paid administrative leave. The best-known example is OPM's 2025 Deferred Resignatio...
5 min · 2026-10-11
FERS/CSRS & Pension Coordination
FEHB's 5-Year Rule: Keeping Your Health Insurance in Retirement
Many federal retirees say their FEHB coverage is worth as much as the pension itself. You can keep it for life, with the government still paying its share of the premium, but only if you meet the five-year rule when your...
5 min · 2026-10-11
FERS/CSRS & Pension Coordination
The FERS Supplement Earnings Test Explained
The FERS Supplement, also called the special retirement supplement, approximates the Social Security you earned in federal service. It's paid from your retirement until age 62. It's valuable, often several hundred to ove...
5 min · 2026-10-11
FERS/CSRS & Pension Coordination
VERA, VSIP and MRA+10: Your Federal Early-Out Options Explained
Leaving federal service before 62 doesn't have to mean a permanently smaller pension. FERS has three main routes out early: a Voluntary Early Retirement (VERA), a Voluntary Separation Incentive Payment (VSIP), and the MR...
5 min · 2026-10-11
Daily TSP Market Recap
TSP Recap 2026-10-09: S Fund Leads, C Fund Up 0.61%
Stock funds rose across the board on Friday, October 9, while the bond and government funds barely moved.
3 min · 2026-10-09
Daily TSP Market Recap
TSP Recap Oct 7, 2026: I and S Funds Slide More Than 1%
Wednesday was a down day for most of the Thrift Savings Plan. The two funds with the biggest drops were the S Fund at -1.57% and the I Fund at -1.39%. The C Fund slipped 0.22%, and the bond-style funds barely moved.
3 min · 2026-10-07
Daily TSP Market Recap
TSP Recap for Oct. 2, 2026: I Fund Leads With +1.14%
Stock funds did the work on Friday, Oct. 2, while bonds lagged. The G Fund barely moved.
3 min · 2026-10-02
Daily TSP Market Recap
TSP Recap Sept 28, 2026: S Fund Falls 1.02%, Bonds Slip
Monday was a down day almost across the board. Every TSP fund but one finished lower, and the one that didn't, the G Fund, barely moved.
3 min · 2026-09-28
Historical Legislation & Milestones
The SECURE Act of 2019: What Actually Changed for Federal Savers
Two retired coworkers at the same agency, born six months apart, sat down for coffee in early 2020 and compared notes. One, born in June 1949, had just taken her first required minimum distribution from her TSP and IRA. ...
5 min · 2026-09-28
Historical Legislation & Milestones
SECURE 2.0 Explained Without the Legalese
Marcus retired from a GS-13 position at an Air Force depot in 2021. He'd circled his 70½ birthday in red for years, because everyone told him that's when the IRS forces you to start pulling money out of your TSP and IRA....
5 min · 2026-09-27
Daily TSP Market Recap
TSP Recap Sept 23, 2026: I and S Funds Fall Over 1%
Wednesday was a down day for nearly every TSP fund. The exception was the G Fund, which did what it always does and edged up 0.01%, to $20.2372.
3 min · 2026-09-23
Historical Legislation & Milestones
How the RMD Age Climbed From 70½ to 73 (and Soon 75)
Two coworkers at the same agency retire in the same month. Dana was born June 30, 1949. Marcus was born one day later, July 1, 1949. They've shared an office, a commute, and a lot of gripes about the same GS pay scale. B...
6 min · 2026-09-23